Counties above the line offer more modeled yield; counties farther right carry more insurance repricing pressure.
Compare rental yield with the cost of insuring the same home. One map, one county, and a clearer view of what survives the underwrite.
A cap rate without insurance context can overstate a deal. A premium without property economics cannot show what the increase means. This atlas connects both county datasets through their shared FIPS code.
Zillow ZHVI and ZORI, HUD Fair Market Rents, Census property-tax data, Treasury FIO/NAIC premium and loss metrics, Senate non-renewal data, and FEMA disaster declarations.
Sourced figures are transformed only for aggregation or ratios and are labeled throughout.
2023–2025 premium estimates use national approved-rate anchors. Effective cap rate applies a 23% operating stack. The Repricing Index blends premium growth, non-renewal, loss ratio, and recent declarations.
These are screening tools, not quotes, appraisals, or investment advice. Read the methodology and caveats.